China

China Is Backing Off Coal Power Plant Approvals (apnews.com) 91

Approvals for new coal-fired power plants in China dropped by 80% in the first half of this year compared to last, according to an analysis from Greenpeace and the Shanghai Institutes for International Studies. The Associated Press reports: A review of project documents by Greenpeace East Asia found that 14 new coal plants were approved from January to June with a total capacity of 10.3 gigawatts, down 80% from 50.4 gigawatts in the first half of last year. Authorities approved 90.7 gigawatts in 2022 and 106.4 gigawatts in 2023, a surge that raised alarm among climate experts. China leads the world in solar and wind power installations but the government has said that coal plants are still needed for periods of peak demand because wind and solar power are less reliable. While China's grid gives priority to greener sources of energy, experts worry that it won't be easy for China to wean itself off coal once the new capacity is built.

"We may now be seeing a turning point," Gao Yuhe, the project lead for Greenpeace East Asia, said in a statement. "One question remains here. Are Chinese provinces slowing down coal approvals because they've already approved so many coal projects ...? Or are these the last gasps of coal power in an energy transition that has seen coal become increasingly impractical? Only time can tell." [...] Gao said that China should focus its resources on better connecting wind and solar power to the grid rather than building more coal power plants. Coal provides more than 60% of the country's electricity. "Coal plays a foundation role in China's energy security," Li Fulong, an official of National Energy Administration, said at a news conference in June.
The report notes that China is also looking to nuclear power to help reach its carbon reduction targets. The country approved five nuclear power projects on Monday with 11 units and a total cost of $28 billion.
AI

Wyoming Voters Face Mayoral Candidate Who Vows To Let AI Bot Run Government 51

An anonymous reader quotes a report from The Guardian: Voters in Wyoming's capital city on Tuesday are faced with deciding whether to elect a mayoral candidate who has proposed to let an artificial intelligence bot run the local government. Earlier this year, the candidate in question -- Victor Miller -- filed for him and his customized ChatGPT bot, named Vic (Virtual Integrated Citizen), to run for mayor of Cheyenne, Wyoming. He has vowed to helm the city's business with the AI bot if he wins. Miller has said that the bot is capable of processing vast amounts of data and making unbiased decisions. In what AI experts say is a first for US political campaigns, Miller and Vic have told local news outlets in interviews that their form of proposed governance is a "hybrid approach." The AI bot told Your Wyoming Link that its role would be to provide data-driven insights and innovative solutions for Cheyenne. Meanwhile, Vic said, the human elected office contender, Miller, would serve as the official mayor if chosen by voters and would ensure that "all actions are legally and practically executed."

"It's about blending AI's capabilities with human judgment to effectively lead Cheyenne," the bot said. The bot said it did not have political affiliations -- and its goal is to "focus on data-driven practical solutions that benefit the community." During a meet-and-greet this summer, the Washington Post reported that the AI bot was asked how it would go about making decisions "according to human factor, involving humans, and having to make a decision that affects so many people." "Making decisions that affect many people requires a careful balance of data-driven insights and human empathy," the AI bot responded, according to an audio recording obtained and published by the Washington Post. Vic then ran through a multi-part plan that suggested using AI technology to gather data on public opinion and feedback from the community, holding town hall meetings to listen to residents' concerns, consulting experts in relevant fields, evaluating the human impact of the decision and providing transparency about the decision-making. According to Wyoming Public Media, Miller has also pledged that he would donate half the mayoral salary to a non-profit if he is elected. The other half could be used to continually improve the AI bot, he said.
Miller has faced some pushback since announcing his mayoral campaign. Wyoming's Secretary of State, Chuck Gray, launched an investigation to determine if the AI bot could legally appear on the ballot, citing state law that says only real people that are registered to vote can run for office. City officials clarified that Miller is the actual candidate, so he was allowed to continue. However, Laramie County ruled that only Miller's name would appear on the ballot, not the bot's.

OpenAI later shut down Miller's account, but he quickly created a new one and continued his campaign.
Social Networks

India's Influencers Fear a New Law Could Make them Register with the Government (restofworld.org) 25

Indian influencers It's the largest country on earth — home to 1.4 billion people. But "The Indian government has plans to classify social media creators as 'digital news broadcasters,'" according to the nonprofit site RestofWorld.org.

While there's "no clarity" on the government's next move, the proposed legislation would require social media creators "to register with the government, set up a content evaluation committee that checks all content before it is published, and appoint complaint handlers — all at their own expense. Any failures in compliance could lead to criminal charges, including jail term." On July 26, the Hindustan Times reported that the government plans to tweak the proposed Broadcasting Services (Regulation) Bill, which aims to combine all regulations for broadcasters under one law. As per a new version of the bill, which has been reviewed by Rest of World, the government defines "digital news broadcaster" as "any person who broadcasts news and current affairs programs through an online paper, news portal, website, social media intermediary, or other similar medium as part of a systematic business, professional or commercial activity."

Creators and digital rights activists believe the potential legislation will tighten the government's grip over online content and threaten the last bastion of press freedom for independent journalists in the country. Over 785 Indian creators have sent a letter to the government seeking more transparency in the process of drafting the bill. Creators have also stormed social media with hashtags like #KillTheBill, and made videos to educate their followers about the proposal.

One YouTube creator told the site that if the government requires them to appoint a "grievance redressal officer," they might simply film themselves, responding to grievances — to "make content out of it".
Social Networks

41 Science Professionals Decry Harms and Mistrust Caused By COVID Lab Leak Claim (yahoo.com) 303

In 1999 Los Angeles Times reporter Michael Hiltzik co-authored a Pulitzer Prize-winning story. Now a business columnist for the Times, this week he covers new pushback on the COVID lab leak claim: Here's an indisputable fact about the theory that COVID originated in a laboratory: Most Americans believe it to be true. That's important for several reasons. One is that evidence to support the theory is nonexistent.

Another is that the claim itself has fomented a surge of attacks on science and scientists that threatens to drive promising researchers out of the crucial field of pandemic epidemiology. That concern was aired in a commentary by 41 biologists, immunologists, virologists and physicians published Aug. 1 in the Journal of Virology. The journal probably isn't in the libraries of ordinary readers, but the article's prose is commendably clear and its conclusions eye-opening. "The lab leak narrative fuels mistrust in science and public health infrastructures," the authors observe. "Scientists and public health professionals stand between us and pandemic pathogens; these individuals are essential for anticipating, discovering, and mitigating future pandemic threats. Yet, scientists and public health professionals have been harmed and their institutions have been damaged by the skewed public and political opinions stirred by continued promotion of the lab leak hypothesis in the absence of evidence...."

[O]ne can't advance the lab leak theory without positing a vast conspiracy encompassing scientists in China and the U.S., and Chinese and U.S. government officials. How else could all the evidence of a laboratory event that resulted in more than 7 million deaths worldwide be kept entirely suppressed for nearly five years... "Validating the lab leak hypothesis requires intelligence evidence that the WIV possessed or carried out work on a SARS-CoV-2 precursor virus prior to the pandemic," the Virology paper asserts. "Neither the scientific community nor multiple western intelligence agencies have found such evidence." Despite that, "the lab leak hypothesis receives persistent attention in the media, often without acknowledgment of the more solid evidence supporting zoonotic emergence," the paper says...

I've written before about the smears, physical harassment and baseless accusations of fraud and other wrongdoing that lab leak propagandists have visited upon scientists whose work has challenged their claims; similar attacks have targeted experts who have worked to debunk other anti-science narratives, including those about global warming and vaccines... What's notable about the Virology paper is that it represents a comprehensive and long-overdue pushback by the scientific community against such behavior. More to the point, it focuses on the consequences for public health and the scientific mission from the rise of anti-science propaganda... "Scientists have withdrawn from social media platforms, rejected opportunities to speak in public, and taken increased safety measures to protect themselves and their families," the authors report. "Some have even diverted their work to less controversial and less timely topics. We now see a long-term risk of having fewer experts engaged in work that may help thwart future pandemics...."

Thanks in part to social media, anti-science has become more virulent and widespread, the Virology authors write.

United States

Can the US Regulate Algorithm-Based Price Fixing on Rental Housing? (investopedia.com) 119

"Some corporate landlords collude with each other to set artificially high rental prices, often using algorithms and price-fixing software to do it."

That's a U.S. presidential candidate, speaking yesterday in North Carolina to warn that the practice "is anticompetitive, and it drives up costs. I will fight for a law that cracks down on these practices."

Ironically, it's a problem caused by technology that's impacting some of America's major tech-industry cities. Investopedia reports: Harris proposed a slate of policies aimed at curbing the high cost of housing, which many economists have traced to a long-standing shortage. The affordability situation for both renters and first-time buyers took a turn for the worse starting in 2020 when home prices and rents rose sharply. Harris's plan called for the construction of 3 million new houses to close the gap between how many homes exist in the country, and how many are needed, with the aim of evening out supply and demand and putting downward pressure on prices. This would be accomplished by offering tax incentives to builders for constructing starter homes, by funding local construction, and by cutting bureaucratic red tape that slows down construction projects. Harris would also help buyers out directly, through the first-time buyer credit.

For renters, Harris said she would crack down on companies that own many apartments, who she said have "colluded" to raise rents using pricing algorithms. She also called for a law blocking large investors from buying houses to rent out, a practice she said was driving up prices by competing with individual private buyers. Harris's focus on corporate crackdowns extended to the food business, where she called for a "federal ban on price gouging on food and groceries," without going into specifics about what exact behavior the ban would target.

Investopedia reminds readers that the executive branch is just one of three branches of the U.S. government: Should Harris win the 2024 election and become president, her ideas are still not guaranteed to be implemented, since many would require the support of Congress. Lawmakers are currently divided with Republicans controlling the House of Representatives and Democrats in control of the Senate.
Sci-Fi

An Insider's Perspective Into the Pentagon's UFO Hunt (nytimes.com) 123

In his new memoir, Imminent, former senior intelligence official Luis Elizondo claims that a supersecret program has been retrieving technology and biological remains of nonhuman origin for decades, warning that these phenomena could pose a serious national security threat or even an existential threat to humanity. The New York Times reports: Luis Elizondo made headlines in 2017 when he resigned as a senior intelligence official running a shadowy Pentagon program investigating U.F.O.s and publicly denounced the excessive secrecy, lack of resources and internal opposition that he said were thwarting the effort. Elizondo's disclosures at the time created a sensation. They were buttressed by explosive videos and testimony from Navy pilots who had encountered unexplained aerial phenomena, and led to congressional inquiries, legislation and a 2023 House hearing in which a former U.S. intelligence official testified that the federal government has retrieved crashed objects of nonhuman origin.

Now Elizondo, 52, has gone further in a new memoir. In the book he asserted that a decades-long U.F.O. crash retrieval program has been operating as a supersecret umbrella group made up of government officials working with defense and aerospace contractors. Over the years, he wrote, technology and biological remains of nonhuman origin have been retrieved from these crashes. "Humanity is, in fact, not the only intelligent life in the universe, and not the alpha species," Elizondo wrote. The book, "Imminent: Inside the Pentagon's Hunt for U.F.O.s," is being published by HarperCollins on Aug. 20 after a yearlong security review by the Pentagon.

Transportation

US Presses the 'Reset Button' On Technology That Lets Cars Talk To Each Other (npr.org) 95

An anonymous reader quotes a report from NPR: Safety advocates have been touting the potential of technology that allows vehicles to communicate wirelessly for years. So far, the rollout has been slow and uneven. Now the U.S. Department of Transportation is releasing a roadmap it hopes will speed up deployment of that technology -- and save thousands of lives in the process. "This is proven technology that works," Shailen Bhatt, head of the Federal Highway Administration, said at an event Friday to mark the release of the deployment plan (PDF) for vehicle-to-everything, or V2X, technology across U.S. roads and highways. V2X allows cars and trucks to exchange location information with each other, and potentially cyclists and pedestrians, as well as with the roadway infrastructure itself. Users could send and receive frequent messages to and from each other, continuously sharing information about speed, position, and road conditions -- even in situations with poor visibility, including around corners or in dense fog or heavy rain. [...]

Despite enthusiasm from safety advocates and federal regulators, the technology has faced a bumpy rollout. During the Obama administration, the National Highway Traffic Safety Administration proposed making the technology mandatory on cars and light trucks. But the agency later dropped that idea during the Trump administration. The deployment of V2X has been "hampered by regulatory uncertainty," said John Bozzella, president and CEO of the Alliance for Automotive Innovation, a trade group that represents automakers. But he's optimistic that the new plan will help. "This is the reset button," Bozzella said at Friday's announcement. "This deployment plan is a big deal. It is a crucial piece of this V2X puzzle." The plan lays out some goals and targets for the new technology. In the short-term, the plan aims to have V2X infrastructure in place on 20% of the National Highway System by 2028, and for 25% of the nation's largest metro areas to have V2X enabled at signalized intersections. V2X technology still faces some daunting questions, including how to pay for the rollout of critical infrastructure and how to protect connected vehicles from cyberattack. But safety advocates say it's past time to find the answers.

AI

California Weakens Bill To Prevent AI Disasters Before Final Vote (techcrunch.com) 36

An anonymous reader shares a report: California's bill to prevent AI disasters, SB 1047, has faced significant opposition from many parties in Silicon Valley. California lawmakers bent slightly to that pressure Thursday, adding in several amendments suggested by AI firm Anthropic and other opponents. On Thursday the bill passed through California's Appropriations Committee, a major step toward becoming law, with several key changes, Senator Wiener's office told TechCrunch.

[...] SB 1047 still aims to prevent large AI systems from killing lots of people, or causing cybersecurity events that cost over $500 million, by holding developers liable. However, the bill now grants California's government less power to hold AI labs to account. Most notably, the bill no longer allows California's attorney general to sue AI companies for negligent safety practices before a catastrophic event has occurred. This was a suggestion from Anthropic. Instead, California's attorney general can seek injunctive relief, requesting a company to cease a certain operation it finds dangerous, and can still sue an AI developer if its model does cause a catastrophic event.

China

China-Linked Hackers Could Be Behind Cyberattacks On Russian State Agencies, Researchers Say (therecord.media) 46

According to Kaspersky, hackers linked to Chinese threat actors have targeted Russian state agencies and tech companies in a campaign named EastWind. The Record reports: [T]he attackers used the GrewApacha remote access trojan (RAT), an unknown PlugY backdoor and an updated version of CloudSorcerer malware, which was previously used to spy on Russian organizations. The GrewApacha RAT has been used by the Beijing-linked hacking group APT31 since at least 2021, the researchers said, while PlugY shares many similarities with tools used by the suspected Chinese threat actor known as APT27.

According to Kaspersky, the hackers sent phishing emails containing malicious archives. In the first stage of the attack, they exploited a dynamic link library (DLL), commonly found in Windows computers, to collect information about the infected devices and load the additional malicious tools. While Kaspersky didn't explicitly attribute the recent attacks to APT31 or APT27, they highlighted links between the tools that were used. Although PlugY malware is still being analyzed, it is highly likely that it was developed using the DRBControl backdoor code, the researchers said. This backdoor was previously linked to APT27 and bears similarities to PlugX malware, another tool typically used by hackers based in China.

Earth

Climate Activists Stop Air Traffic After Breaking Into Four Airport Sites 94

Climate activists have broken into four German airport sites, briefly bringing air traffic to a halt at two of those before police made arrests. From a report: Protesters from Letzte Generation -- Germany's equivalent to Just Stop Oil -- gained access on Thursday to airfields in areas near the takeoff and landing strips of Cologne-Bonn, Nuremberg, Berlin Brandenburg and Stuttgart airports at dawn. Air traffic was suspended for a short time at Nuremberg and Cologne-Bonn due to police operations. The activists cut holes in fences with bolt cutters, glued themselves to the asphalt and unfurled banners reading "Oil kills" and "Sign the treaty," in reference to Letzte Generation's demand that the German government negotiate and sign an agreement for an international ban on the use of oil, gas and coal by 2030.

The action was reminiscent of similar protests this summer and followed raids carried out a week ago on the homes of climate activists in five German cities, at which police collected DNA samples, in what Letzte Generation called "an attempt at intimidation." The interior minister, Nancy Faeser, condemned the protest and called for anyone convicted of involvement in Thursday's action to be given prison sentences. She wrote: "These criminal actions are dangerous and stupid. These anarchists are risking not only their own lives, but are also endangering others. We have recommended tough prison sentences. And we obligate airports to secure their facilities significantly better."
Government

FTC Finalizes Rule Banning Fake Reviews, Including Those Made With AI (techcrunch.com) 35

TechCrunch's Lauren Forristal reports: The U.S. Federal Trade Commission (FTC) announced on Wednesday a final rule that will tackle several types of fake reviews and prohibit marketers from using deceptive practices, such as AI-generated reviews, censoring honest negative reviews and compensating third parties for positive reviews. The decision was the result of a 5-to-0 vote. The new rule will start being enforced 60 days after it's published in the official government publication called Federal Register. [...]

According to the final rule, the maximum civil penalty for fake reviews is $51,744 per violation. However, the courts could impose lower penalties depending on the specific case. "Ultimately, courts will also decide how to calculate the number of violations in a given case," the Commission wrote. [...] The FTC initially proposed the rule on June 30, 2023, following an advanced notice of proposed rulemaking issued in November 2022. You can read the finalized rule here (PDF), but we also included a summary of it below:

- No fake or disingenuous reviews. This includes AI-generated reviews and reviews from anyone who doesn't have experience with the actual product.
- Businesses can't sell or buy reviews, whether negative or positive.
- Company insiders writing reviews need to clearly disclose their connection to the business. Officers or managers are prohibited from giving testimonials and can't ask employees to solicit reviews from relatives.
- Company-controlled review websites that claim to be independent aren't allowed.
- No using legal threats, physical threats or intimidation to forcefully delete or prevent negative reviews. Businesses also can't misrepresent that the review portion of their website comprises all or most of the reviews when it's suppressing the negative ones.
- No selling or buying fake engagement like social media followers, likes or views obtained through bots or hacked accounts.

Apple

Apple To Open Payment Chip To Third Parties and Charge Fees (financialpost.com) 37

Apple will begin letting third parties use the iPhone's payment chip to handle transactions, a move that allows banks and other services to compete with the Apple Pay platform. From a report: The move, announced Wednesday, follows years of pressure from regulators, including those in the European Union. Apple said it will allow developers to use the component starting in iOS 18.1, an upcoming software update for the iPhone. The payment chip relies on a technology called NFC, or near-field communication, to share information when the phone is near another device.

The change will allow outside providers to use the NFC chip for in-store payments, transit system fares, work badges, home and hotel keys, and reward cards. Support for government identification cards will come later, the company said. Users will also be able to set a third-party payment app as their default system, replacing Apple Pay. Apple had been reluctant to open up the chip to developers, citing security concerns. The change also threatens the revenue it generates from Apple Pay transactions. The company takes a cut of all payments made via the iPhone.

Google

US Considers a Rare Antitrust Move: Breaking Up Google (bloomberg.com) 87

A rare bid to break up Alphabet's Google is one of the options being considered by the Justice Department after a landmark court ruling found that the company monopolized the online search market, Bloomberg News reported Tuesday, citing sources familiar with the matter. From the report: The move would be Washington's first push to dismantle a company for illegal monopolization since unsuccessful efforts to break up Microsoft two decades ago.

Less severe options include forcing Google to share more data with competitors and measures to prevent it from gaining an unfair advantage in AI products, said the people, who asked not to be identified discussing private conversations. Regardless, the government will likely seek a ban on the type of exclusive contracts that were at the center of its case against Google. If the Justice Department pushes ahead with a breakup plan, the most likely units for divestment are the Android operating system and Google's web browser Chrome, said the people. Officials are also looking at trying to force a possible sale of AdWords, the platform the company uses to sell text advertising, one of the people said.

Android

Google Wallet Widely Rolling Out 'Everything Else' Pass Creator In the US (9to5google.com) 18

Google is rolling out a new feature for Google Wallet that uses AI to generate a digital version of IDs, tickets, and other passes. "Replacing the old 'Photo' option, Everything else lets you 'Scan a photo of any pass like an event ticket, gym membership, insurance card, and more' to create a digital version that appears in Google Wallet," writes 9to5Google's Abner Li. "The app explains how AI is leveraged to 'determine what kind of pass you're adding and to suggest the content of the pass.'" From the report: If you're adding something sensitive with health or government ID information, it will be classified as private and not get synced to other devices, while authentication is required before opening. However, you can change the private pass classification later. After taking a picture of the pass, Google will extract the information and let you edit common fields, as well as add your own. At this stage, you can change the pass type [...]. When finalized, it will appear below your carousel of credit/debit cards. Google will let you access the original "Pass photos" when viewing the digital copy.
Republicans

FBI Investigating After Trump Campaign Says It Was Hacked (thehill.com) 75

Over the weekend, former President Donald Trump's campaign said that it had been hacked, with internal documents reportedly obtained illegally by foreign sources to interfere with the 2024 election. While the Trump campaign claimed that Iran was responsible, it is unclear who exactly was behind the incident. The FBI said it was aware of the allegations and confirmed Monday that it is "investigating this matter." The Hill reports: U.S. agencies have thus far failed to comment on the claims that Iran was responsible for the hack, even as recent intelligence community reports have noted growing Iranian efforts to influence the U.S. election. "This is something we've raised for some time, raised concerns that Iranian cyber actors have been seeking to influence elections around the world including those happening in the United States," John Kirby, the White House's national security communications adviser, told reporters Monday. "These latest attempts to interfere in U.S. elections is nothing new for the Iranian regime, which from our vantage point has attempted to undermine democracies for many years now."

A report from the Office of the Director of National Intelligence released last month noted Iranian efforts designed to "fuel distrust in U.S. political institutions and increase social discord." "The IC has observed Tehran working to influence the presidential election, probably because Iranian leaders want to avoid an outcome they perceive would increase tensions with the United States. Tehran relies on vast webs of online personas and propaganda mills to spread disinformation," the report states, including being particularly active on exacerbating tensions over the Israel-Gaza conflict.

AI

UK Treasury Sparks Row Over Use of AI To Handle Taxpayer Complaints (telegraph.co.uk) 16

Civil servants in the UK are locked in a row with the government over plans to use AI to answer taxpayer complaints. The Telegraph: Letters and emails to the Treasury are already being read by an AI tool which summarises the contents and suggests responses for civil servants. The government is now in talks to use AI across more departments, The Telegraph understands. A government spokesman said: "We make no apology for exploring innovations which improve public services. This tool has already been in use for four months and has increased productivity by 30pc, helping us save taxpayers' money by stopping the need to use expensive contractors during busy periods.

"Staff at the Treasury will continue to write all public correspondence and make decisions on cases. This tool, which was developed by data science experts in the department, helps civil servants respond to thousands more questions quickly and on time." But the civil serrvice trade body, the Public and Commercial Services (PCS) union, warned that the AI tool could be developed "on the cheap," leading to correspondence being misread. Fran Heathcote, PCS general secretary, said that while the union has no objection in principle to AI, that training the tool "properly takes a long time and considerable resources." Ms Heathcote added: "Further, in anticipation of AI working well, staff numbers are cut so you get the worst of all worlds: a poorly functioning AI system with too few humans left behind to pick up the broken pieces."

Crime

Are Banks Doing Enough to Protect Customers from Zelle Scams? US Launches Federal Probe (yahoo.com) 82

"Zelle payments can't be reversed once they're sent," notes the Los Angeles Times — which could be why they're popular with scammers. "You can't simply stop the payment (like a check) or dispute it (like a credit card). Now, the federal regulator overseeing financial products is probing whether banks that offer Zelle to their account holders are doing enough to protect them against scams. Two major banks — JPMorgan Chase and Wells Fargo — disclosed in their security filings in the last week that they'd been contacted by the Consumer Financial Protection Bureau. According to the Wall Street Journal, which reported the filings Wednesday, the CFPB is exploring whether banks are moving quickly enough to shut down scammers' accounts and whether they're doing enough to identify and prevent scammers from signing up for accounts in the first place...

A J.D. Power survey this year found that 3% of the people who'd used Zelle said they had lost money to scammers, which was less than the average for peer-to-peer money transfer services such as Venmo, CashApp and PayPal. The chief executive of Early Warning Services, which runs Zelle, told a Senate subcommittee in July that only 0.1% of the transactions on Zelle involved a scam or fraud; in 2023, the company said, that percentage was 0.05%. But Zelle operates at such a large scale — 120 million users, 2.9 billion transactions and $806 billion transferred in 2023, according to Early Warning Services — that even a tiny percentage of scam and fraud problems translates into a large number of users and dollars... From 2022 to 2023, Zelle cut the rate of scams by nearly 50% even as the volume of transactions grew 28%, resulting in less money scammed in 2023 than in 2022, said Ben Chance, the chief fraud risk management officer for Zelle. The company didn't disclose the amounts involved, but if 0.05% of the $806 billion transferred in 2023 involved scam or fraud, that would translate to $403 million.

Do Zelle users get reimbursed for scams? Only in certain cases, and this is where the banks that offer Zelle have drawn the most heat. If you use Zelle to pay a scammer, banks say, that's a payment you authorized, so they're not obliged under law to refund your money... Some banks, such as Bank of America, say they will put a freeze on transfers by a suspected scammer as soon as a report comes in, then investigate and, if the report is substantiated, seize and return the money. But that works only if the scam is reported right away, before the scammer has the chance to withdraw the funds — which many will do immediately, said Iskander Sanchez-Rola, director of innovation at the cybersecurity company Gen.

Beer

Alcohol Researcher Says Alcohol-Industry Lobbyists are Attacking His Work (yahoo.com) 154

"Last year, a major meta-analysis that re-examined 107 studies over 40 years came to the conclusion that no amount of alcohol improves health," the New York Times reported this June, citing a study co-authored by Tim Stockwell, an epidemiologist at the Canadian Institute for Substance Use Research. Dr. Stockwell (and other scientists he's collaborated with) "are overhauling decades-worth of scientific evidence — and newspaper headlines — that backed the health benefits of alcohol," writes the Telegraph, "or what is known in the scientific community as the J-curve. The J-curve is the theory that, like a capital J, the negative health consequences of drinking dip slightly into positive territory with moderate drinking — as it benefits such things as the heart — before rising sharply back into negative territory the more someone drinks."

But Stockwell's study prompted at least one scientist to accuse Stockwell of "cherry picking" evidence to suit an agenda — while a think-tank executive suggests he's a front for a worldwide temperance lobby: Dr Stockwell denies this. Speaking to The Telegraph, he in turn accused his detractors of being funded by the alcohol lobby and said his links to temperance societies were fleeting. He was the president of the Kettil Bruun Society (a think tank born out of what was the international temperance congresses) [from 2005 to 2007] and he has been reimbursed for addressing temperance movements and admits attending their meetings, but, he says, not as a member...

Former British government scientist Richard Harding, who gave evidence on safe drinking to the House of Commons select committee on science and technology in 2011, told The Telegraph that Dr Stockwell had wrongly taken a correlation to be causal. "Dr Stockwell's research is essentially epidemiology, which is the study of populations," Dr Harding said. "You record people's lifestyle and then see what diseases they get and try to correlate the disease with some aspect of their lifestyle. But it is just a correlation, it's just an association. Epidemiology can never establish causality on its own. And in this particular case, Dr Stockwell selected six studies out of 107 to focus on. You could say he cherry picked them. Really, the important thing is not the epidemiology, it's the effect that alcohol actually has on the body. We know the reasons why the curve is J-shaped; it's because of the protective effect moderate consumption has on heart disease and a number of other diseases."

Dr Stockwell rejects Dr Harding's criticism of his study, telling The Telegraph that Dr Harding "doesn't appear to have read it" and accusing him of being in the pocket of the alcohol industry. "We identified six high-quality studies out of 107 and they didn't find any J-shaped curve," Dr Stockwell said. "In fact, since our recent paper, we've now got genetic studies which are showing there's no benefits of low-level alcohol use. I personally think there might still be small benefits, but the point of our work is that, if there are benefits, they've been exaggerating them."

The article notes that Stockwell's research "has been published in The Lancet, among other esteemed organs," and that "scientists he has collaborated with on research highlighting the dangers of alcohol are in positions of power at major institutions, such as the World Health Organisation."

And honestly, the opposing viewpoint seems to be thinly-sourced. Besides Harding (the former British government scientist), the article cites:
  • An alcohol policy specialist at Brock University in Ontario (who argues rather unconvincingly that "you can't measure when someone didn't hurt themselves because a friend invited them for a drink.")

On the basis of that, the article writes "respected peers say it is far from settled science and have cast doubt on his research". (And that "fellow academics and experts" told The Telegraph "they read the report in disbelief.") Did the Telegraph speak to others who just aren't mentioned in the story? Or are they extrapolating, in that famous British tabloid journalism sort of way?


Government

Can a Free Business Rent Program Revive San Francisco's Downtown? (yahoo.com) 95

The New York Times visits the downtown of one of America's biggest tech cities to explore San Francisco's "Vacant to Vibrant" initiative, where "city and business leaders provide free rent for up to six months" to "entrepreneurs who want to set up shop in empty spaces, many of which are on the ground floor of office buildings."

The program also offers funding for business expenses (plus technical and business permit assistance) — and it seems to be working. One cafe went on to sign a five-year lease for a space in the financial district's iconic One Embarcadero Center building — and the building's landlord says the program also resulted in another three long leases. Can the progress continue? The hope is that these pop-up operations will pay rent and sign longer leases after the free-rent period is over, and that their presence will regenerate foot traffic in the area. Some 850 entrepreneurs initially applied for a slot, and 17 businesses were chosen to occupy nine storefront spaces in the fall. Out of those businesses, seven extended their leases and now pay rent. Eleven businesses were selected in May for the program's second cohort, which started operating their storefronts this summer...

The city's office vacancy rate hit 33.7%, a record high, in the second quarter this year, according to JLL, a commercial real estate brokerage. That's one of the bleakest office markets in the nation, which has an average vacancy rate of about 22%. For the moment, however, San Francisco has a silver lining in Vacant to Vibrant. Rod Diehl, the BXP executive vice president who oversees its West Coast properties, said the pop-up strategy was good not just for local business owners to test their concepts and explore growth opportunities, but also for office leasing efforts... Beyond free rent, which is typically given for three months with a possibility for another three months, Vacant to Vibrant provides up to $12,000 to the businesses to help cover insurance and other expenses. The program also offers grants up to $5,000 for building owners to cover costs for tenant improvements in the spaces as well as for other expenses like utilities...

In addition to the Vacant to Vibrant program — which received $1 million from the city initially and is set to receive another $1 million for the current fiscal year, which began July 1 — the city is directing nearly $2 million toward a similar pop-up program. This new program would help businesses occupy larger empty spaces along Powell Street, as crime and other retail pressures have driven out several retailers, including Anthropologie, Banana Republic and Crate & Barrel, in the Union Square area.

One business owner who joined "Vacant to Vibrant" in May says they haven't decided yet whether to sign a lease. "It's not as crowded as before the pandemic." But according to the article, "she was hopeful that more businesses opening nearby would attract more people."

"In addition to filling empty storefronts, the program has the opportunity to bring in a fresher and more localized downtown shopping vibe, said Laurel Arvanitidis, director for business development at San Francisco's Office of Economic and Workplace Development." Victor Gonzalez, an entrepreneur who founded GCS Agency to stage showings for artists, is embracing the opportunity to get a foothold downtown despite the city's challenges. When he opened a storefront as part of the first Vacant to Vibrant cohort in the Financial District last year, he immediately knew that he wanted to stay there as long as possible. He has since signed a three-year lease. "San Francisco is no stranger to big booms and busts," he said. "So if we're in the midst of a bust, what's next? It's a boom. And I want to be positioned to be part of it."
Security

Some Def Con Attendees Forgive Crowdstrike - and Some Blame Microsoft Windows (techcrunch.com) 93

Fortune reports that Crowdstrike "is enjoying a moment of strange cultural cachet at the annual Black Hat security conference, as throngs of visitors flock to its booth to snap selfies and load up on branded company shirts and other swag." (Some attendees "collectively shrugged at the idea that Crowdstrike could be blamed for a problem with a routine update that could happen to any of the security companies deeply intertwined with Microsoft Windows.") Others pointed out that Microsoft should take their fair share of the blame for the outage, which many say was caused by the design of Windows in its core architecture that leads to malware, spyware and driver instability. "Microsoft should not be giving any third party that level of access," said Eric O'Neill, a cybersecurity expert, attorney and former FBI operative. "Microsoft will complain, well, it's just the way that the technology works, or licensing works, but that's bullshit, because this same problem didn't affect Linux or Mac. And Crowdstrike caught it super-early."
Their article notes that Crowdstrike is one of this year's top sponsors of the conference. Despite its recent missteps, Crowdstrike had one of the biggest booths, notes TechCrunch, and "As soon as the doors opened, dozens of attendees started lining up." They were not all there to ask tough questions, but to pick up T-shirts and action figures made by the company to represent some of the nation-state and cybercriminal grups it tracks, such as Scattered Spider, an extortion racket allegedly behind last year's MGM Resorts and Okta cyberattacks; and Aquatic Panda, a China-linked espionage group.

"We're here to give you free stuff," a CrowdStrike employee told people gathered around a big screen where employees would later give demos. A conference attendee looked visibly surprised. "I just thought it would be dead, honestly. I thought it would be slower over there. But obviously, people are still fans, right?"

For CrowdStrike at Black Hat, there was an element of business as usual, despite its global IT outage that caused widespread disruption and delays for days — and even weeks for some customers. The conference came at the same time as CrowdStrike released its root cause analysis that explained what happened the day of the outage. In short, CrowdStrike conceded that it messed up but said it's taken steps to prevent the same incident happening again. And some cybersecurity professionals attending Black Hat appeared ready to give the company a second chance....

TechCrunch spoke to more than a dozen conference attendees who visited the CrowdStrike booth. More than half of attendees we spoke with expressed a positive view of the company following the outage. "Does it lower my opinion of their ability to be a leading-edge security company? I don't think so," said a U.S. government employee, who said he uses CrowdStrike every day.

Although TechCrunch does note that one engineer told his parent company they might consider Crowdstrike competitor Sophos...

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