I'm not living in the US of A, but when I see what people have to pay to get medical services I understand very well why they avoid them. When one treatment costs as much as a person earns in a year, there is something very wrong with the system.
And there's a country where you don't pay for medical services? Which one? Because I live in Europe and a lot is being taken from my salary to get the "free" service. So much, actually, that an American commercial health insurance would be cheaper.
Duh - there's no country where you don't have to pay for medical services. But there is, to my knowledge, only one country where medical care frequently bankrupts its citizens.
Until ACA (you know, that thing the GOP is working to dismantle), lifetime maximum coverages were hit all the time. One modest cancer case could bankrupt you easily.
A study done at Harvard University indicates that this is the biggest cause of bankruptcy, representing 62% of all personal bankruptcies. One of the interesting caveats of this study shows that 78% of filers had some form of health insurance, thus bucking the myth that medical bills affect only the uninsured.
You have no idea how insurance works here. I don't have an HMO but many people do and they're more or less forced to take it or pay double or triple for insurance. If you go to your hospital where your covered doctor practices and you're referred to an out of HMO doctor then you end up paying for everything. So if you're hit by a car and have to see an out of network anesthesiologist you might has well have him put you out of your misery.
"I go on working for the same reason a hen goes on laying eggs."
- H. L. Mencken
But going to the doctor is expensive? (Score:3, Insightful)
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Re:But going to the doctor is expensive? (Score:2)
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Since the wonderful ACA insured everyone and solved the problem what are we even talking about?
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Nah, it never worked in the first place.
Re:But going to the doctor is expensive? (Score:4, Informative)
https://www.investopedia.com/t... [investopedia.com]
A study done at Harvard University indicates that this is the biggest cause of bankruptcy, representing 62% of all personal bankruptcies. One of the interesting caveats of this study shows that 78% of filers had some form of health insurance, thus bucking the myth that medical bills affect only the uninsured.
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You have no idea how insurance works here. I don't have an HMO but many people do and they're more or less forced to take it or pay double or triple for insurance.
If you go to your hospital where your covered doctor practices and you're referred to an out of HMO doctor then you end up paying for everything. So if you're hit by a car and have to see an out of network anesthesiologist you might has well have him put you out of your misery.